{"id":3594,"date":"2025-09-29T11:01:10","date_gmt":"2025-09-29T02:01:10","guid":{"rendered":"https:\/\/ito-eizen.com\/?p=3594"},"modified":"2025-09-29T11:01:10","modified_gmt":"2025-09-29T02:01:10","slug":"%e3%80%90%e9%80%a3%e8%bc%89%e4%bc%81%e7%94%bb4%e3%80%91%e3%80%8c%e3%81%a4%e3%81%bf%e3%81%9f%e3%81%a6nisa%e3%83%bbideco%e3%80%8d%e3%81%a7%e4%bd%95%e3%82%92%e8%b2%b7%e3%81%86%ef%bc%9f%e5%a4%b1%e6%95%97","status":"publish","type":"post","link":"https:\/\/ito-eizen.com\/?p=3594","title":{"rendered":"\u3010\u9023\u8f09\u4f01\u753b4\u3011\u300c\u3064\u307f\u305f\u3066NISA\u30fbiDeCo\u300d\u3067\u4f55\u3092\u8cb7\u3046\uff1f\u5931\u6557\u3057\u306a\u3044\u5546\u54c1\u306e\u9078\u3073\u65b9"},"content":{"rendered":"<p class=\"q_frame 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\/>\n\u6295\u8cc7\u3068\u805e\u304f\u3068\u3001\u96e3\u3057\u304f\u611f\u3058\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u3064\u307f\u305f\u3066NISA\u3084iDeCo\u3067\u9078\u3079\u308b\u5546\u54c1\u306f\u3001\u6bd4\u8f03\u7684\u30b7\u30f3\u30d7\u30eb\u3067\u521d\u5fc3\u8005\u306b\u3082\u5206\u304b\u308a\u3084\u3059\u3044\u3082\u306e\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002\u4eca\u56de\u306f\u3001\u5931\u6557\u3057\u306a\u3044\u5546\u54c1\u9078\u3073\u306e\u57fa\u672c\u3092\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u304c\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u76ee\u6b21<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ito-eizen.com\/?p=3594\/#%E5%A4%A7%E5%8E%9F%E5%89%87%EF%BC%9A%E3%80%8C%E6%8A%95%E8%B3%87%E4%BF%A1%E8%A8%97%E3%80%8D%E3%82%92%E9%81%B8%E3%81%BC%E3%81%86\" >\u5927\u539f\u5247\uff1a\u300c\u6295\u8cc7\u4fe1\u8a17\u300d\u3092\u9078\u307c\u3046<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ito-eizen.com\/?p=3594\/#%E3%81%BE%E3%81%9A%E3%81%AF%E3%81%93%E3%82%8C%EF%BC%81%E3%81%8A%E3%81%99%E3%81%99%E3%82%81%E3%81%AE%E6%8A%95%E8%B3%87%E4%BF%A1%E8%A8%97\" >\u307e\u305a\u306f\u3053\u308c\uff01\u304a\u3059\u3059\u3081\u306e\u6295\u8cc7\u4fe1\u8a17<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ito-eizen.com\/?p=3594\/#1_%E3%82%A4%E3%83%B3%E3%83%87%E3%83%83%E3%82%AF%E3%82%B9%E3%83%95%E3%82%A1%E3%83%B3%E3%83%89\" >1. \u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ito-eizen.com\/?p=3594\/#2_%E3%83%90%E3%83%A9%E3%83%B3%E3%82%B9%E3%83%95%E3%82%A1%E3%83%B3%E3%83%89\" >2. \u30d0\u30e9\u30f3\u30b9\u30d5\u30a1\u30f3\u30c9<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ito-eizen.com\/?p=3594\/#%E9%87%91%E8%9E%8D%E6%A9%9F%E9%96%A2%E9%81%B8%E3%81%B3%E3%82%82%E9%87%8D%E8%A6%81%EF%BC%81%E3%83%81%E3%82%A7%E3%83%83%E3%82%AF%E3%81%99%E3%81%B9%E3%81%8D%E3%83%9D%E3%82%A4%E3%83%B3%E3%83%88\" >\u91d1\u878d\u6a5f\u95a2\u9078\u3073\u3082\u91cd\u8981\uff01\u30c1\u30a7\u30c3\u30af\u3059\u3079\u304d\u30dd\u30a4\u30f3\u30c8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ito-eizen.com\/?p=3594\/#%E3%80%8C%E3%81%93%E3%82%8C%E3%81%A7%E5%A4%A7%E4%B8%88%E5%A4%AB%EF%BC%9F%E3%80%8D%E3%81%A8%E4%B8%8D%E5%AE%89%E3%81%AA%E3%81%82%E3%81%AA%E3%81%9F%E3%81%B8\" >\u300c\u3053\u308c\u3067\u5927\u4e08\u592b\uff1f\u300d\u3068\u4e0d\u5b89\u306a\u3042\u306a\u305f\u3078<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E5%A4%A7%E5%8E%9F%E5%89%87%EF%BC%9A%E3%80%8C%E6%8A%95%E8%B3%87%E4%BF%A1%E8%A8%97%E3%80%8D%E3%82%92%E9%81%B8%E3%81%BC%E3%81%86\"><\/span>\u5927\u539f\u5247\uff1a\u300c\u6295\u8cc7\u4fe1\u8a17\u300d\u3092\u9078\u307c\u3046<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u3064\u307f\u305f\u3066NISA\u3068iDeCo\u3067\u7a4d\u7acb\u6295\u8cc7\u3092\u884c\u3046\u969b\u3001\u57fa\u672c\u3068\u306a\u308b\u306e\u306f<strong>\u300c\u6295\u8cc7\u4fe1\u8a17\u300d<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u6295\u8cc7\u4fe1\u8a17\u3068\u306f\u3001\u7c21\u5358\u306b\u8a00\u3048\u3070\u3001\u6295\u8cc7\u5bb6\u304b\u3089\u96c6\u3081\u305f\u304a\u91d1\u3092\u30d7\u30ed\u306e\u5c02\u9580\u5bb6\u304c\u904b\u7528\u3057\u3066\u304f\u308c\u308b\u91d1\u878d\u5546\u54c1\u306e\u3053\u3068\u3002\u81ea\u5206\u3067\u500b\u5225\u682a\u3092\u9078\u3076\u624b\u9593\u304c\u306a\u304f\u3001\u5c11\u984d\u304b\u3089\u3067\u3082\u8907\u6570\u306e\u4f01\u696d\u3084\u8cc7\u7523\u306b<strong>\u300c\u5206\u6563\u6295\u8cc7\u300d<\/strong>\u304c\u3067\u304d\u308b\u305f\u3081\u3001\u30ea\u30b9\u30af\u3092\u6291\u3048\u306a\u304c\u3089\u8cc7\u7523\u5f62\u6210\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u7279\u306b\u3001\u3064\u307f\u305f\u3066NISA\u3084iDeCo\u306e\u5bfe\u8c61\u5546\u54c1\u306f\u3001<strong>\u91d1\u878d\u5e81\u304c\u300c\u9577\u671f\u30fb\u7a4d\u7acb\u30fb\u5206\u6563\u6295\u8cc7\u306b\u9069\u3057\u3066\u3044\u308b\u300d\u3068\u5224\u65ad\u3057\u305f\u3082\u306e\u304c\u53b3\u9078\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E3%81%BE%E3%81%9A%E3%81%AF%E3%81%93%E3%82%8C%EF%BC%81%E3%81%8A%E3%81%99%E3%81%99%E3%82%81%E3%81%AE%E6%8A%95%E8%B3%87%E4%BF%A1%E8%A8%97\"><\/span>\u307e\u305a\u306f\u3053\u308c\uff01\u304a\u3059\u3059\u3081\u306e\u6295\u8cc7\u4fe1\u8a17<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u6570\u3042\u308b\u6295\u8cc7\u4fe1\u8a17\u306e\u4e2d\u3067\u3082\u3001\u7279\u306b\u521d\u5fc3\u8005\u306e\u65b9\u306b\u304a\u3059\u3059\u3081\u306a\u306e\u306f\u4ee5\u4e0b\u306e2\u7a2e\u985e\u3067\u3059\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%E3%82%A4%E3%83%B3%E3%83%87%E3%83%83%E3%82%AF%E3%82%B9%E3%83%95%E3%82%A1%E3%83%B3%E3%83%89\"><\/span>1. \u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>\u3069\u3093\u306a\u5546\u54c1\uff1f<\/b>\uff1a\u7279\u5b9a\u306e\u6307\u6570\uff08\u4f8b\uff1a\u65e5\u7d4c\u5e73\u5747\u682a\u4fa1\u3001S&amp;P500\u3001\u5168\u4e16\u754c\u682a\u5f0f\u306a\u3069\uff09\u306b\u9023\u52d5\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3059\u6295\u8cc7\u4fe1\u8a17\u3067\u3059\u3002<\/p>\n<p><b>\u7279\u5fb4<\/b>\uff1a<\/p>\n<p><b>\u2460\u30b3\u30b9\u30c8\u304c\u5b89\u3044\uff1a<\/b>\u30d7\u30ed\u306e\u30d5\u30a1\u30f3\u30c9\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u304c\u7a4d\u6975\u7684\u306b\u904b\u7528\u3059\u308b\u300c\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u300d\u306b\u6bd4\u3079\u3066\u3001\u624b\u6570\u6599\uff08\u4fe1\u8a17\u5831\u916c\uff09\u304c\u975e\u5e38\u306b\u4f4e\u3044\u306e\u304c\u9b45\u529b\u3067\u3059\u3002<\/p>\n<p><b>\u2461\u5206\u304b\u308a\u3084\u3059\u3044<\/b>\uff1a\u5e02\u5834\u5168\u4f53\u306e\u52d5\u304d\u306b\u9023\u52d5\u3059\u308b\u305f\u3081\u3001\u5e02\u5834\u304c\u4e0a\u304c\u308c\u3070\u57fa\u6e96\u4fa1\u984d\u3082\u4e0a\u304c\u308a\u3001\u5e02\u5834\u304c\u4e0b\u304c\u308c\u3070\u57fa\u6e96\u4fa1\u984d\u3082\u4e0b\u304c\u308b\u3068\u30b7\u30f3\u30d7\u30eb\u306b\u7406\u89e3\u3067\u304d\u307e\u3059\u3002<\/p>\n<p><b>\u521d\u5fc3\u8005\u3078\u306e\u304a\u3059\u3059\u3081<\/b>\uff1a\u300cS&amp;P500\u300d\u3084\u300c\u5168\u4e16\u754c\u682a\u5f0f\u300d\u306b\u9023\u52d5\u3059\u308b\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u304c\u4eba\u6c17\u3067\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3601\" src=\"http:\/\/ito-eizen.com\/wp-content\/uploads\/2025\/09\/\u6295\u8cc7\u4fe1\u8a17\u306e\u4ed5\u7d44\u307f.png\" alt=\"\" width=\"1366\" height=\"768\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%E3%83%90%E3%83%A9%E3%83%B3%E3%82%B9%E3%83%95%E3%82%A1%E3%83%B3%E3%83%89\"><\/span>2. \u30d0\u30e9\u30f3\u30b9\u30d5\u30a1\u30f3\u30c9<span 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