{"id":4744,"date":"2026-01-27T08:52:06","date_gmt":"2026-01-26T23:52:06","guid":{"rendered":"https:\/\/ito-eizen.com\/?p=4744"},"modified":"2026-01-27T08:52:06","modified_gmt":"2026-01-26T23:52:06","slug":"%e5%85%ac%e7%9a%84%e5%b9%b4%e9%87%91%e3%81%a0%e3%81%91%e3%81%a7%e8%b6%b3%e3%82%8a%e3%82%8b%ef%bc%9fideco%e3%82%92%e4%bd%bf%e3%81%a3%e3%81%9f%e3%80%8c%e8%87%aa%e5%88%86%e5%b9%b4%e9%87%91%e3%80%8d","status":"publish","type":"post","link":"https:\/\/ito-eizen.com\/?p=4744","title":{"rendered":"\u516c\u7684\u5e74\u91d1\u3060\u3051\u3067\u8db3\u308a\u308b\uff1fiDeCo\u3092\u4f7f\u3063\u305f\u300c\u81ea\u5206\u5e74\u91d1\u300d\u306e\u3064\u304f\u308a\u65b9"},"content":{"rendered":"<p class=\"q_frame q_frame1\">\u300c\u8001\u5f8c\u306e\u5e74\u91d1\u306f\u3061\u3083\u3093\u3068\u3082\u3089\u3048\u308b\u306e\u3060\u308d\u3046\u304b\uff1f\u300d<br data-start=\"155\" data-end=\"158\" 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data-end=\"913\">\u73fe\u5f79\u6642\u4ee3\u306e\u7bc0\u7a0e\u52b9\u679c\u304c\u9ad8\u3044<\/strong><\/p>\n<h5 class=\"styled_h5\"><span class=\"ez-toc-section\" id=\"%E2%91%A1_%E9%81%8B%E7%94%A8%E7%9B%8A%E3%81%8C%E9%9D%9E%E8%AA%B2%E7%A8%8E\"><\/span>\u2461 \u904b\u7528\u76ca\u304c\u975e\u8ab2\u7a0e<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p data-start=\"931\" data-end=\"981\">\u901a\u5e38\u3001\u6295\u8cc7\u306e\u5229\u76ca\u306b\u306f\u7d0420\uff05\u306e\u7a0e\u91d1\u304c\u304b\u304b\u308a\u307e\u3059\u304c\u3001<br data-start=\"956\" data-end=\"959\" \/>iDeCo\u306e\u904b\u7528\u76ca\u306f <strong data-start=\"970\" data-end=\"977\">\u975e\u8ab2\u7a0e<\/strong> \u3067\u3059\u3002<\/p>\n<h5 class=\"styled_h5\"><span class=\"ez-toc-section\" id=\"%E2%91%A2_%E5%8F%97%E3%81%91%E5%8F%96%E3%82%8B%E3%81%A8%E3%81%8D%E3%82%82%E7%A8%8E%E5%88%B6%E5%84%AA%E9%81%87\"><\/span>\u2462 \u53d7\u3051\u53d6\u308b\u3068\u304d\u3082\u7a0e\u5236\u512a\u9047<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p data-start=\"1003\" data-end=\"1044\">\u5e74\u91d1\u307e\u305f\u306f\u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u969b\u3082\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u30fb\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u304c\u4f7f\u3048\u307e\u3059\u3002<\/p>\n<h3 class=\"styled_h3\"><span class=\"ez-toc-section\" id=\"iDeCo%E3%81%A7%E3%81%A9%E3%81%AE%E3%81%8F%E3%82%89%E3%81%84%E7%A8%8E%E9%87%91%E3%81%8C%E5%AE%89%E3%81%8F%E3%81%AA%E3%82%8B%E3%81%AE%E3%81%8B%EF%BC%9F%EF%BC%88%E5%85%B7%E4%BD%93%E4%BE%8B%EF%BC%89\"><\/span>iDeCo\u3067\u3069\u306e\u304f\u3089\u3044\u7a0e\u91d1\u304c\u5b89\u304f\u306a\u308b\u306e\u304b\uff1f\uff08\u5177\u4f53\u4f8b\uff09<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"148\" data-end=\"192\">iDeCo\u306e\u5927\u304d\u306a\u9b45\u529b\u306f\u3001<strong data-start=\"164\" data-end=\"187\">\u7a4d\u307f\u7acb\u3066\u305f\u304a\u91d1\u304c\u305d\u306e\u307e\u307e\u6240\u5f97\u63a7\u9664\u306b\u306a\u308b<\/strong>\u3053\u3068\u3067\u3059\u3002<\/p>\n<p data-start=\"194\" data-end=\"253\">\u3053\u308c\u306f\u300c\u7a0e\u984d\u63a7\u9664\u300d\u3067\u306f\u306a\u304f\u3001\u00a0<strong data-start=\"214\" data-end=\"222\">\u6240\u5f97\u63a7\u9664<\/strong>\u3064\u307e\u308a\u3001<strong data-start=\"229\" data-end=\"247\">\u8ab2\u7a0e\u3055\u308c\u308b\u6240\u5f97\u305d\u306e\u3082\u306e\u304c\u6e1b\u308b<\/strong>\u4ed5\u7d44\u307f\u3067\u3059\u3002<\/p>\n<h5 class=\"styled_h5\"><span class=\"ez-toc-section\" id=\"%E4%BE%8B%EF%BC%9A%E4%BC%9A%E7%A4%BE%E5%93%A1%EF%BC%88%E5%B9%B4%E5%8F%8E500%E4%B8%87%E5%86%86%EF%BC%89%E3%81%AE%E3%82%B1%E3%83%BC%E3%82%B9\"><\/span>\u4f8b\uff1a\u4f1a\u793e\u54e1\uff08\u5e74\u53ce500\u4e07\u5186\uff09\u306e\u30b1\u30fc\u30b9<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<ul data-start=\"279\" data-end=\"323\">\n<li data-start=\"279\" data-end=\"301\">\n<p data-start=\"281\" data-end=\"301\">iDeCo\u306e\u639b\u91d1\uff1a\u67082\u4e07\u5186\uff08\u5e7424\u4e07\u5186\uff09<\/p>\n<\/li>\n<li data-start=\"302\" data-end=\"312\">\n<p data-start=\"304\" data-end=\"312\">\u6240\u5f97\u7a0e\u7387\uff1a10\uff05<\/p>\n<\/li>\n<li data-start=\"313\" data-end=\"323\">\n<p data-start=\"315\" data-end=\"323\">\u4f4f\u6c11\u7a0e\u7387\uff1a10\uff05<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"325\" data-end=\"330\">\u3053\u306e\u5834\u5408\u3001<\/p>\n<ul data-start=\"332\" data-end=\"395\">\n<li data-start=\"332\" data-end=\"363\">\n<p data-start=\"334\" data-end=\"363\">\u6240\u5f97\u7a0e\u306e\u8efd\u6e1b\uff1a24\u4e07\u5186 \u00d7 10\uff05 \uff1d <strong data-start=\"354\" data-end=\"363\">2.4\u4e07\u5186<\/strong><\/p>\n<\/li>\n<li data-start=\"364\" data-end=\"395\">\n<p data-start=\"366\" data-end=\"395\">\u4f4f\u6c11\u7a0e\u306e\u8efd\u6e1b\uff1a24\u4e07\u5186 \u00d7 10\uff05 \uff1d <strong data-start=\"386\" data-end=\"395\">2.4\u4e07\u5186<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"397\" data-end=\"420\">&#x1f449; <strong data-start=\"400\" data-end=\"420\">\u5e74\u9593\u5408\u8a08 \u7d044.8\u4e07\u5186\u306e\u7bc0\u7a0e\u52b9\u679c<\/strong><\/p>\n<p data-start=\"422\" data-end=\"489\">\u6bce\u5e74\u3053\u308c\u304c\u7d9a\u304f\u3068\u8003\u3048\u308b\u3068\u300110\u5e74\u3067\u7d0448\u4e07\u5186\u300120\u5e74\u3067\u7d0496\u4e07\u5186\u3002<br \/>\n<strong data-start=\"460\" data-end=\"478\">\u4f55\u3082\u3057\u306a\u3051\u308c\u3070\u6255\u3063\u3066\u3044\u305f\u7a0e\u91d1<\/strong>\u304c\u624b\u5143\u306b\u6b8b\u308b\u8a08\u7b97\u3067\u3059\u3002<\/p>\n<h3 class=\"styled_h3\"><span class=\"ez-toc-section\" id=\"_%E5%85%AC%E7%9A%84%E5%B9%B4%E9%87%91%EF%BC%8BiDeCo%E3%81%A7%E8%80%83%E3%81%88%E3%82%8B%E8%80%81%E5%BE%8C%E8%A8%AD%E8%A8%88\"><\/span>\u00a0\u516c\u7684\u5e74\u91d1\uff0biDeCo\u3067\u8003\u3048\u308b\u8001\u5f8c\u8a2d\u8a08<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"1077\" data-end=\"1090\">\u30dd\u30a4\u30f3\u30c8\u306f\u3001\u5f79\u5272\u5206\u62c5\u3067\u3059\u3002<\/p>\n<ul data-start=\"1092\" data-end=\"1149\">\n<li data-start=\"1092\" data-end=\"1119\">\n<p data-start=\"1094\" data-end=\"1119\"><strong data-start=\"1094\" data-end=\"1102\">\u516c\u7684\u5e74\u91d1<\/strong><br data-start=\"1102\" data-end=\"1105\" \/>\u2192 \u6bce\u6708\u306e\u751f\u6d3b\u306e\u571f\u53f0<\/p>\n<\/li>\n<li data-start=\"1120\" data-end=\"1149\">\n<p data-start=\"1122\" data-end=\"1149\"><strong data-start=\"1122\" data-end=\"1131\">iDeCo<\/strong><br data-start=\"1131\" data-end=\"1134\" \/>\u2192 \u4e0d\u8db3\u5206\u3092\u88dc\u3046\u4e0a\u4e57\u305b\u5e74\u91d1<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1151\" data-end=\"1207\">\u516c\u7684\u5e74\u91d1\u3060\u3051\u306b\u983c\u3089\u305a\u3001\u300c\u81ea\u5206\u3067\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u3067\u304d\u308b\u5e74\u91d1\u300d\u3092\u6301\u3064\u3053\u3068\u3067\u3001\u8001\u5f8c\u306e\u5b89\u5fc3\u611f\u306f\u5927\u304d\u304f\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<p data-start=\"1151\" data-end=\"1207\">\u516c\u7684\u5e74\u91d1\u3060\u3051\u306b\u983c\u3089\u305a\u3001\u300c\u81ea\u5206\u3067\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u3067\u304d\u308b\u5e74\u91d1\u300d\u3092\u6301\u3064\u3053\u3068\u3067\u3001\u8001\u5f8c\u306e\u5b89\u5fc3\u611f\u306f\u5927\u304d\u304f\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<h3 class=\"styled_h3\"><span class=\"ez-toc-section\" id=\"%E4%BD%95%E6%AD%B3%E3%81%8B%E3%82%89%E5%A7%8B%E3%82%81%E3%82%8B%E3%81%AE%E3%81%8C%E6%AD%A3%E8%A7%A3%EF%BC%9F\"><\/span>\u4f55\u6b73\u304b\u3089\u59cb\u3081\u308b\u306e\u304c\u6b63\u89e3\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"1234\" data-end=\"1264\">iDeCo\u306f\u3001<span class=\"q_underline q_underline3\">\u00a0<strong data-start=\"1247\" data-end=\"1260\">\u65e9\u304f\u59cb\u3081\u308b\u307b\u3069\u6709\u5229<\/strong> <\/span>\u3067\u3059\u3002<\/p>\n<p data-start=\"1266\" data-end=\"1277\">\u7406\u7531\u306f\u30b7\u30f3\u30d7\u30eb\u3067\u3001<\/p>\n<ul data-start=\"1278\" data-end=\"1315\">\n<li data-start=\"1278\" data-end=\"1289\">\n<p data-start=\"1280\" data-end=\"1289\">\u7a4d\u7acb\u671f\u9593\u304c\u9577\u3044<\/p>\n<\/li>\n<li data-start=\"1290\" data-end=\"1301\">\n<p data-start=\"1292\" data-end=\"1301\">\u8907\u5229\u52b9\u679c\u304c\u50cd\u304f<\/p>\n<\/li>\n<li data-start=\"1302\" data-end=\"1315\">\n<p data-start=\"1304\" data-end=\"1315\">\u7bc0\u7a0e\u671f\u9593\u3082\u9577\u304f\u306a\u308b<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1317\" data-end=\"1367\">\u305f\u3060\u3057\u3001\u300c\u7121\u7406\u306a\u91d1\u984d\u3067\u59cb\u3081\u308b\u300d\u306e\u306fNG\u3067\u3059\u3002<br data-start=\"1342\" data-end=\"1345\" \/>\u751f\u6d3b\u306b\u4f59\u88d5\u304c\u3042\u308b\u7bc4\u56f2\u3067\u3001\u30b3\u30c4\u30b3\u30c4\u304c\u57fa\u672c\u3067\u3059\u3002<\/p>\n<h3 class=\"styled_h3\"><span class=\"ez-toc-section\" id=\"_iDeCo%E3%82%92%E4%BD%BF%E3%81%86%E3%81%A8%E3%81%8D%E3%81%AE%E6%B3%A8%E6%84%8F%E7%82%B9\"><\/span>\u00a0iDeCo\u3092\u4f7f\u3046\u3068\u304d\u306e\u6ce8\u610f\u70b9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"1396\" data-end=\"1413\">\u826f\u3044\u5236\u5ea6\u3067\u3059\u304c\u3001\u6ce8\u610f\u70b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<ul data-start=\"1415\" data-end=\"1471\">\n<li data-start=\"1415\" data-end=\"1432\">\n<p data-start=\"1417\" data-end=\"1432\">\u539f\u524760\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044<\/p>\n<\/li>\n<li data-start=\"1433\" data-end=\"1448\">\n<p data-start=\"1435\" data-end=\"1448\">\u5143\u672c\u5272\u308c\u306e\u53ef\u80fd\u6027\u304c\u3042\u308b<\/p>\n<\/li>\n<li data-start=\"1449\" data-end=\"1471\">\n<p data-start=\"1451\" data-end=\"1471\">\u5546\u54c1\u9078\u3073\u3092\u9593\u9055\u3048\u308b\u3068\u30ea\u30b9\u30af\u304c\u9ad8\u304f\u306a\u308b<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1473\" data-end=\"1508\">\u305d\u306e\u305f\u3081\u3001<span class=\"q_underline q_underline3\">\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u5168\u4f53\u3092\u898b\u305f\u4e0a\u3067\u4f7f\u3046\u3053\u3068\u304c\u91cd\u8981<\/span>\u3067\u3059\u3002<\/p>\n<h3 class=\"styled_h3\"><span class=\"ez-toc-section\" id=\"%E3%81%BE%E3%81%A8%E3%82%81\"><\/span>\u307e\u3068\u3081<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"104\" data-end=\"206\">\u8001\u5f8c\u306e\u304a\u91d1\u306b\u3064\u3044\u3066\u8003\u3048\u308b\u3068\u304d\u3001\u300c\u5e74\u91d1\u304c\u3042\u308b\u304b\u3089\u4f55\u3068\u304b\u306a\u308b\u3060\u308d\u3046\u300d\u3068\u601d\u3063\u3066\u3057\u307e\u3044\u304c\u3061\u3067\u3059\u3002<br data-start=\"151\" data-end=\"154\" 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